# Best YNAB alternatives

Source: https://listme.name/alternatives/ynab

1. **Monarch Money** (score 88.5): Hosted budgeting app with account sync and investment tracking. Subscription | Web, iOS, Android. https://listme.name/software/monarch-money
2. **Actual Budget** (score 86.0): Open-source envelope budgeting app with desktop apps and self-hosting. Free and open source | Windows, macOS, Linux, Web, Self-hosted | open source (MIT). https://listme.name/software/actual-budget
3. **Copilot Money** (score 84.0): Personal finance app for Apple devices and the web. Subscription | Web, iOS, iPadOS, macOS. https://listme.name/software/copilot-money
4. **Simplifi by Quicken** (score 81.5): Subscription spending plan app with goals and cash-flow projections. Subscription | Web, iOS, Android. https://listme.name/software/simplifi
5. **Tiller** (score 80.0): Bank data synced automatically into Google Sheets and Excel templates. Subscription | Web. https://listme.name/software/tiller
6. **Firefly III** (score 79.0): Self-hosted personal finance manager with double-entry bookkeeping. Free and open source | Web, Self-hosted | open source (AGPL-3.0). https://listme.name/software/firefly-iii
7. **Rocket Money** (score 78.5): Subscription manager and budgeting app that links bank and card accounts. Free plan, paid upgrades | iOS, Android, Web. https://listme.name/software/rocket-money
8. **EveryDollar** (score 77.5): Zero-based budgeting app from Ramsey Solutions with a free version. Free plan, paid upgrades | iOS, Android. https://listme.name/software/everydollar
9. **Goodbudget** (score 76.5): Envelope budgeting app for households, on the web, Android and iPhone. Free plan, paid upgrades | Web, Android, iOS. https://listme.name/software/goodbudget

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