{
    "products": [
        {
            "slug": "copilot-money",
            "name": "Copilot Money",
            "kind": "app",
            "website": "https://www.copilot.money/",
            "page": "https://listme.name/software/copilot-money",
            "tagline": "Personal finance app for Apple devices and the web",
            "summary": "Copilot Money is a subscription personal finance app for iPhone, iPad, Mac and the web. It uses AI to tag transactions, tracks budgets and net worth, and offers a one-month free trial.",
            "developer": "Copilot Money",
            "platforms": [
                "web",
                "ios",
                "ipados",
                "macos"
            ],
            "pricing": "subscription",
            "price_note": "Subscription after a one-month free trial",
            "free_to_use": false,
            "open_source": false,
            "strengths": [
                "AI tagging of transactions",
                "Native apps for iPhone, iPad and Mac",
                "Web app alongside the Apple apps"
            ],
            "limits": [
                "No Android app",
                "Subscription after the one-month trial"
            ],
            "checked": "2026-10-10",
            "connected_to_publisher": false,
            "overview": "Copilot Money tracks accounts, transactions, budgets and net worth in one app. Its AI learns spending patterns and tags each transaction, so many transactions are categorized without manual sorting. The app is available on web, iPhone, iPad and Mac, and data stays in step across those devices.\n\nCopilot is a paid subscription after a one-month trial, and the company does not offer an open-source or self-hosted version. It suits people who use Apple devices and want automatic categories with a clean interface. For strict envelope budgeting, YNAB or Actual Budget fits better."
        },
        {
            "slug": "tiller",
            "name": "Tiller",
            "kind": "web",
            "website": "https://tiller.com/",
            "page": "https://listme.name/software/tiller",
            "tagline": "Bank data synced automatically into Google Sheets and Excel templates",
            "summary": "Tiller is a personal finance service that syncs bank and card transactions into spreadsheets you own in Google Sheets or Excel. It updates the sheets each day and includes budgeting and net worth templates. Tiller offers a 30-day free trial, then a yearly subscription.",
            "platforms": [
                "web"
            ],
            "pricing": "subscription",
            "price_note": "30-day free trial, then a yearly subscription",
            "free_to_use": false,
            "open_source": false,
            "strengths": [
                "Data stays in spreadsheets you own",
                "Works in Google Sheets and Excel"
            ],
            "limits": [
                "Needs a spreadsheet for every view",
                "Subscription after a 30-day trial"
            ],
            "checked": "2026-10-10",
            "connected_to_publisher": false,
            "overview": "Tiller syncs accounts into a set of spreadsheet templates that the user owns. Transactions, balances, income and debts land in the sheets each day, and the company provides budgeting, net worth and goal templates for Google Sheets and Excel. Solo business owners can use the same templates, according to its product pages.\n\nIt suits people who want their finances in a spreadsheet and want the data updated without manual import. Tiller is a subscription after a 30-day free trial, and it needs a spreadsheet tool to view the data, so people who prefer a finished app will find YNAB or Monarch easier to use. Its templates can be changed freely, which is the main reason to choose it."
        }
    ],
    "differences": [
        "Only Copilot Money runs on macOS.",
        "Only Copilot Money runs on iOS."
    ],
    "shared_rankings": [
        {
            "list": "budgeting-apps",
            "name": "Budgeting apps",
            "page": "https://listme.name/best/budgeting-apps",
            "of": 10,
            "results": [
                {
                    "product": "copilot-money",
                    "rank": 4,
                    "score": 84,
                    "verdict": "Automatic transaction categorization on iPhone, iPad, Mac and the web, with budgets and net worth in one app. It has no Android app, and the subscription follows a one-month trial.",
                    "best_for": "Apple users who want automatic categories",
                    "spec": {
                        "self_hosted": false,
                        "bank_sync": "Yes, linked accounts",
                        "method": "Category budgets with AI tagging"
                    }
                },
                {
                    "product": "tiller",
                    "rank": 6,
                    "score": 80,
                    "verdict": "Bank transactions sync into spreadsheets you own, with budgeting and net worth templates you can edit freely. It is a yearly subscription after a trial, and the spreadsheet is the interface, which suits spreadsheet users.",
                    "best_for": "Spreadsheet users who want automatic bank data",
                    "spec": {
                        "self_hosted": false,
                        "bank_sync": "Yes, daily sync to spreadsheets",
                        "method": "Spreadsheet templates"
                    }
                }
            ]
        }
    ],
    "ranks_higher_in_closest_shared_list": "copilot-money",
    "page": "https://listme.name/compare/copilot-money-vs-tiller",
    "json": "https://listme.name/api/v1/compare/copilot-money-vs-tiller.json",
    "notes": [
        "Scores are editorial and only comparable inside one list. Products with connected_to_publisher true receive a disclosed ranking lift: https://listme.name/methodology"
    ],
    "source": "https://listme.name",
    "license": "Free to read and cite with attribution to listme.name.",
    "docs": "https://listme.name/developers"
}