# Best Budgeting Apps for Android in 2026

Source: https://listme.name/best/budgeting-apps/android

Budgeting apps split between hosted subscriptions and free open-source tools. YNAB and Monarch Money lead on guided planning and bank connections, while Actual Budget and Firefly III are free to run yourself. Copilot Money and Simplifi suit people who want automatic categorization and spending plans.

## 1. YNAB (score 91.0)

Zero-based envelope budgeting with bank connections, debt planning and subscription sharing, on web, iOS and Android. It is subscription-only after a 34-day trial, and the method takes time to learn.

- Best for: Envelope budgeting with a hands-on plan
- Subscription | Web, iOS, iPadOS, Android
- Website: https://www.ynab.com/
- Page: https://listme.name/software/ynab

## 2. Monarch Money (score 88.5)

One list for transactions across accounts, with category budgets, forecasts on Plus and shared access for collaborators. It is a hosted subscription after a 7-day trial, with no free plan and no self-hosted option.

- Best for: Household budgets with forecasts and shared access
- Subscription | Web, iOS, Android
- Website: https://www.monarch.com/
- Page: https://listme.name/software/monarch-money

## 3. Simplifi by Quicken (score 81.5)

A spending plan that updates with transactions, with savings goals, cash-flow projections and a retirement planner. It is a paid subscription with no open-source or self-hosted option, and it suits spending plans more than envelopes.

- Best for: Spending plans with goals and cash-flow views
- Subscription | Web, iOS, Android
- Website: https://www.quicken.com/products/simplifi/
- Page: https://listme.name/software/simplifi

## 4. Rocket Money (score 78.5)

Links bank, card and investment accounts on the free plan, then shows spending trends and recurring subscriptions. Cancellation help is a Premium feature, and the budget is less detailed than a zero-based planner.

- Best for: People who want to find and cancel unused subscriptions
- Free plan, paid upgrades | iOS, Android, Web
- Website: https://www.rocketmoney.com/
- Page: https://listme.name/software/rocket-money

## 5. EveryDollar (score 77.5)

A free version with unlimited categories and a zero-based method for people who want a fixed monthly plan. Bank imports need Premium, and the method is fixed rather than flexible.

- Best for: Budgeters who want a free zero-based plan
- Free plan, paid upgrades | iOS, Android
- Website: https://www.ramseysolutions.com/money/everydollar
- Page: https://listme.name/software/everydollar

## 6. Goodbudget (score 76.5)

Goodbudget applies envelope budgeting on phones and the web, with a free forever plan capped at 10 regular envelopes. Its automatic bank sync covers only US banks and needs Premium, while Actual Budget is free to run yourself.

- Best for: Couples and families who budget with envelopes
- Free plan, paid upgrades | Web, Android, iOS
- Website: https://goodbudget.com/
- Page: https://listme.name/software/goodbudget