# Xero vs ZipBooks

Source: https://listme.name/compare/xero-vs-zipbooks
Framed by the ranking: https://listme.name/best/accounting-software

| | Xero | ZipBooks |
|---|---|---|
| Score | 93.0 | 82.5 |
| Rank | #1 | #5 |
| Price | Subscription | Free plan, paid upgrades |
| Best for | Small businesses working with an online accountant | Freelancers who want bookkeeping with bank connections |
| Hosting | Vendor cloud | Vendor cloud |
| Bank feeds | Yes | Yes |
| Inventory tracking | Yes | No |

Strong bank feeds, reconciliation and cash flow forecasting, with no per-user license fees. Payroll and inventory are add-ons, and it has no free plan, unlike Wave and Zoho Books. Bank Connect and time tracking come with the free Starter plan, plus quotes and bookkeeping for freelancers. It has no inventory module, so stock tracking needs a separate tool.