# Wave review, pricing and alternatives

Source: https://listme.name/software/wave
Website: https://www.waveapps.com/

Free accounting, invoicing and receipt tracking for small businesses

Wave is online accounting and invoicing software made by Wave Financial for small businesses and freelancers. Its Starter plan is free and covers invoices, estimates and bookkeeping, and the Pro plan adds more features. Card payments carry a per-transaction fee, and payroll is a separate paid service.

Wave offers unlimited invoices, estimates, bills and bookkeeping on its free Starter plan. Customers can pay by credit card or bank payment, and Wave charges a per-transaction fee on card payments. The Pro plan adds features such as receipt capture, expense tracking and automated late payment reminders.

Wave suits freelancers and very small businesses that need invoicing and basic books without paying for software. It is lighter than larger accounting systems and does not track inventory. Its payroll service is a separate paid product, and it also has an Advisors program for accountants.

- Free plan, paid upgrades | Web
- Price: Free Starter plan; paid Pro plan and card payment fees
- Checked: 2026-10-10

## Strengths

- Free Starter plan with unlimited invoices
- Receipt capture and expense tracking on Pro

## Limits

- Card payments carry a per-transaction fee
- Payroll is a separate paid service

## Rankings

- #2 of 7 in [best Invoicing software](https://listme.name/best/invoicing-software), score 90.0: A free Starter plan with unlimited invoices and estimates, and online payments with a per-card fee. It has no time tracking, and payroll is a separate paid service.
- #3 of 6 in [best Accounting software](https://listme.name/best/accounting-software), score 88.5: Unlimited invoices and bookkeeping on a free Starter plan, with card and bank payments that carry a fee. It does not track inventory, and payroll is a separate paid service.

## Alternatives

- [Xero](https://listme.name/software/xero), score 93.0
- [Zoho Invoice](https://listme.name/software/zoho-invoice), score 92.0
- [Zoho Books](https://listme.name/software/zoho-books), score 90.5
- [Invoice Ninja](https://listme.name/software/invoice-ninja), score 88.5
- [FreshBooks](https://listme.name/software/freshbooks), score 84.0
- [Harvest](https://listme.name/software/harvest), score 86.0
- [ZipBooks](https://listme.name/software/zipbooks), score 84.5
- [Stripe Invoicing](https://listme.name/software/stripe-invoicing), score 81.5