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Comparison · Budgeting apps

Copilot Money vs Tiller: which is better in 2026?

Copilot Money84.0#4 in best budgeting appsTiller80.0#6 in best budgeting apps

Copilot Money ranks higher in our list of budgeting apps (#4 against #6, score 84.0 against 80.0).

How we rank Share

  • 84.0
    Editorial score
    80.0
  • 4
    Platforms
    1
  • No
    Free to use
    No
  • No
    Open source
    No

Which should you choose?

Choose Copilot Money if you want

Apple users who want automatic categories.

Automatic transaction categorization on iPhone, iPad, Mac and the web, with budgets and net worth in one app. It has no Android app, and the subscription follows a one-month trial.

Choose Tiller if you want

Spreadsheet users who want automatic bank data.

Bank transactions sync into spreadsheets you own, with budgeting and net worth templates you can edit freely. It is a yearly subscription after a trial, and the spreadsheet is the interface, which suits spreadsheet users.

The main differences

  • Only Copilot Money runs on macOS.
  • Only Copilot Money runs on iOS.

Side by side

Copilot MoneyTiller
Score84.080.0
Rank in list#4 of 10#6 of 10
PriceSubscriptionSubscription after a one-month free trialSubscription30-day free trial, then a yearly subscription
Free to useNoNo
Open sourceNoNo
PlatformsWebiOS, iPadOSmacOSWeb, iOS, iPadOS, macOSWebWeb
Made byCopilot MoneyNot stated
Self-hosted optionNoNo
Bank connectionsYes, linked accountsYes, daily sync to spreadsheets
Budgeting methodCategory budgets with AI taggingSpreadsheet templates
Best forApple users who want automatic categoriesSpreadsheet users who want automatic bank data
Strengths
  • AI tagging of transactions
  • Native apps for iPhone, iPad and Mac
  • Web app alongside the Apple apps
  • Data stays in spreadsheets you own
  • Works in Google Sheets and Excel
Limits
  • No Android app
  • Subscription after the one-month trial
  • Needs a spreadsheet for every view
  • Subscription after a 30-day trial
LinksVisit site Visit site

Questions about Copilot Money vs Tiller

Is Copilot Money better than Tiller?
Copilot Money ranks higher in our list of budgeting apps (#4 against #6, score 84.0 against 80.0). Copilot Money is best for: Apple users who want automatic categories. Tiller is best for: spreadsheet users who want automatic bank data.
Which is cheaper, Copilot Money or Tiller?
Copilot Money: Subscription after a one-month free trial. Tiller: 30-day free trial, then a yearly subscription.
Do Copilot Money and Tiller run on the same platforms?
Copilot Money supports Web, iOS, iPadOS, macOS. Tiller supports Web.

Choosing between the two

Learning Center
1:17Beginner · 4 min readHow to decide between two good optionsSettle a close call by sorting it by how hard it is to undo, setting a deadline, scoring the criteria as a tie-breaker and writing down why you chose.1:20Beginner · 6 min readHow to compare products fairly: what to keep in mindDefine the job, cap the must-haves, compare like with like, count total cost over one period and weigh the criteria. Includes a worked example.

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