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Alternatives

Best Wave alternatives in 2026

Wave is free accounting, invoicing and receipt tracking for small businesses. These 10 alternatives come from the same rankings, ordered by editorial score. Connected products carry a small, disclosed lift.

10 alternatives From best invoicing software, best accounting software How we rank

Ranked alternatives

  1. 1

    Xero

    Strong bank feeds, reconciliation and cash flow forecasting, with no per-user license fees. Payroll and inventory are add-ons, and it has no free plan, unlike Wave and Zoho Books.

    Best for Small businesses working with an online accountant

    WebSubscription

  2. 2

    Zoho Invoice

    Also runs on iOS, Android, Windows. Free for small businesses, with invoices, quotes, recurring billing, time tracking and apps for iOS and Android. It is narrower than a full accounting package, so pair it with one if you need bookkeeping.

    Best for Small businesses that want free invoicing with apps

    WebiOSAndroidWindowsmacOSFree

  3. 3

    Zoho Books

    Also runs on iOS, Android. A free plan for solopreneurs and micro businesses, with inventory and fixed assets on higher editions and apps for iOS and Android. Its ecosystem is strongest inside the Zoho suite.

    Best for Growing businesses that want a free start

    WebiOSAndroidFree plan, paid upgrades

  4. 4

    Invoice Ninja

    A $0 plan with no time limit, plus recurring billing, a client portal, time tracking and several payment gateways. Its code is source-available, not OSI open source, and advanced features are paid.

    Best for Freelancers who want a full billing toolkit free

    WebFree plan, paid upgrades

  5. 5

    FreshBooks

    A simple invoice and estimate workflow with expense receipt scanning and project profitability. It has no free plan, only a trial, and its accounting depth is lighter than Xero or Zoho Books.

    Best for Service businesses that bill many clients

    WebSubscription

  6. 6

    Harvest

    Also runs on Windows, macOS, iOS. Time tracking and invoicing in one tool, with a free plan for one seat and two projects and desktop and mobile apps. Team plans are per seat, and it does less bookkeeping than accounting software.

    Best for Freelancers and agencies that bill by the hour

    WindowsmacOSiOSAndroidFree plan, paid upgrades

  7. 7

    ZipBooks

    A free Starter plan with unlimited invoices, customers and vendors, plus time tracking and quotes. It is less established than Zoho Invoice and Wave, and its paid tiers add accounting features.

    Best for Freelancers and small firms that want quotes

    WebFree plan, paid upgrades

  8. 8

    Stripe Invoicing

    Invoices tied to Stripe payments, with hosted invoice pages and an API, and no fixed fees. Each paid invoice carries a percentage fee, and it is not a full bookkeeping product.

    Best for Businesses that already take payments with Stripe

    WebPay as you go

  9. 9

    Akaunting

    A free self-hosted edition with invoicing, inventory, payroll and double-entry accounts. Its Business Source License is not OSI open source, and self-hosting means running a web server.

    Best for Self-hosted accounting with a web interface

    WebSelf-hostedFree plan, paid upgrades

  10. 10

    GnuCash

    Is open source; also runs on Windows, macOS, Linux. Free, open-source double-entry accounting that runs offline on Windows, macOS and Linux. It has no online invoicing, payments or sharing, and it asks more of the user than cloud tools.

    Best for Private double-entry books on your own computer

    WindowsmacOSLinuxFree and open sourceOpen source

About Wave alternatives

What is the best alternative to Wave?
On listme.name the highest-scored alternative is Xero, followed by Zoho Invoice. The right choice depends on price, platform and whether you need open source.
Is there a free alternative to Wave?
Yes. Free options include Zoho Invoice, Zoho Books, Invoice Ninja.