Comparison · Accounting software

FreeAgent vs Zoho Books: which is better in 2026?

Zoho Books ranks higher in our list of accounting software (#2 against #6, score 90.5 against 81.0).

How we rank Share

  • 81.0
    Editorial score
    90.5
  • 3
    Platforms
    3
  • No
    Free to use
    Yes
  • No
    Open source
    No

Which should you choose?

Choose FreeAgent if you want

UK freelancers and small businesses with an accountant.

Open Banking bank feeds, a practice dashboard for accountants, payroll and Making Tax Digital in one UK product. It has no inventory module, and its pricing and tax features are set for the UK.

Choose Zoho Books if you want

Growing businesses that want a free start.

A free plan for solopreneurs and micro businesses, with inventory and fixed assets on higher editions and apps for iOS and Android. Its ecosystem is strongest inside the Zoho suite.

The main differences

  • Zoho Books can be used for free; FreeAgent requires payment.

Side by side

FreeAgentZoho Books
Score81.090.5
Rank in list#6 of 9#2 of 9
PriceSubscriptionPaid monthly or annual plans after a 30-day free trialFree plan, paid upgradesFree plan for solopreneurs and micro businesses; paid editions
Free to useNoYes
Open sourceNoNo
PlatformsWebiOSAndroidWeb, iOS, AndroidWebiOSAndroidWeb, iOS, Android
Made byNot statedZoho Corporation
HostingVendor cloudVendor cloud
Bank feedsYesYes
Inventory trackingNoYes
Best forUK freelancers and small businesses with an accountantGrowing businesses that want a free start
Strengths
  • Open Banking bank feeds with status per client
  • Making Tax Digital and payroll for UK users
  • Free plan for solopreneurs and micro businesses
  • Apps for iOS and Android
  • Connects to other Zoho apps
Limits
  • Pricing and tax features are set for the UK
  • Paid plans only, after a 30-day trial
  • Free plan is aimed at very small businesses
  • Inventory and analytics need higher editions
LinksVisit site Visit site

Questions about FreeAgent vs Zoho Books

Is Zoho Books better than FreeAgent?
Zoho Books ranks higher in our list of accounting software (#2 against #6, score 90.5 against 81.0). FreeAgent is best for: UK freelancers and small businesses with an accountant. Zoho Books is best for: growing businesses that want a free start.
Which is cheaper, FreeAgent or Zoho Books?
FreeAgent: Paid monthly or annual plans after a 30-day free trial. Zoho Books: Free plan for solopreneurs and micro businesses; paid editions.
Do FreeAgent and Zoho Books run on the same platforms?
FreeAgent supports Web, iOS, Android. Zoho Books supports Web, iOS, Android.