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Subscription cost calculator

Enter each subscription with its price and billing cycle, and the calculator shows monthly, yearly and five-year totals. It also lists the most expensive items and projects five years with a yearly price change. Nothing you enter leaves your browser.

Free Runs in your browser, nothing is sent Share

The tool

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Per year0
Over five years0
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Weekly prices count 52 weeks a year and quarterly prices count four payments. The five-year figure applies the yearly rise to each year after the first. Nothing is stored or sent.

How to use it

  1. Enter the name and price of a subscription.
  2. Choose its billing cycle: weekly, monthly, quarterly or yearly.
  3. Add the next subscription and repeat until the list is complete.
  4. Read the monthly, yearly and five-year totals and the most expensive items.
  5. Enter a yearly price change percentage to project the five-year total.

Putting billing cycles on one scale

Subscriptions are billed at different intervals, so their prices cannot be added as they appear. Each subscription is converted to a monthly figure before the totals are added, using the standard conversions. A yearly fee is divided by 12, a quarterly fee by 3, and a weekly fee is multiplied by 52 and divided by 12. A 120 yearly fee works out to 10 a month, and a 9 monthly fee comes to 108 a year. The conversion matters most for weekly plans, where a small charge is multiplied many times across a year.

Five-year totals show what a subscription costs over a longer period, which is where small monthly fees add up. The yearly price change percentage raises the cost each year when the totals are projected. The projection is an estimate that follows the rate you enter. It is not a forecast of what any provider will charge, so use it to compare options rather than to predict a bill. A five-year projection is a useful check on whether a small monthly charge is worth keeping.

Where your entries go and where to compare

The calculator runs in your browser, and nothing you enter is sent to a server. Entries stay on the page and are not stored, so you need to enter them again on a later visit. Copy the totals elsewhere if you want to keep them. The totals are only as complete as the list, so enter every subscription you pay for, including yearly plans that bill once a year. A quarterly fee of 30 works out to 10 a month, the same as the yearly example.

The rankings linked from this page cover categories where people often pay for a subscription, including budgeting apps, accounting software, cloud storage, music streaming, password managers and office suites. Each ranking shows which products have a free plan or are open source, which gives a free or open-source route to set against a paid one. Weekly and quarterly charges are easy to miss on a bank statement, so check each billing cycle before you enter it. The totals are arithmetic on the entries you add, not a record of what you have paid.

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Questions about the subscription cost calculator

How do I turn a yearly subscription into a monthly cost?
Divide the yearly price by 12. A subscription that costs 120 a year costs 10 a month before any price change.
Does the calculator send my subscriptions anywhere?
No. The calculator runs in your browser, and nothing you enter is sent to a server.
Are my subscriptions saved between visits?
No. Entries stay on the page and are not stored, so you need to enter them again on a later visit.
What does the yearly price change percentage do?
It raises the cost each year when the five-year total is projected. The result is an estimate based on the rate you enter, not a forecast of what a provider will charge.
Which rankings does this calculator link to?
Budgeting apps, accounting software, cloud storage, music streaming, password managers and office suites. Each ranking shows which products have a free plan or are open source.

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