Best Budgeting Apps for Android in 2026

The ranking

1
YNAB
Zero-based envelope budgeting with bank connections, debt planning and subscription sharing, on web, iOS and Android. It is subscription-only after a 34-day trial, and the method takes time to learn.
Best for Envelope budgeting with a hands-on plan
WebiOS, iPadOSAndroidSubscription
91.0of 100
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2
Monarch Money
One list for transactions across accounts, with category budgets, forecasts on Plus and shared access for collaborators. It is a hosted subscription after a 7-day trial, with no free plan and no self-hosted option.
Best for Household budgets with forecasts and shared access
WebiOSAndroidSubscription
88.5of 100
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3
Simplifi by Quicken
A spending plan that updates with transactions, with savings goals, cash-flow projections and a retirement planner. It is a paid subscription with no open-source or self-hosted option, and it suits spending plans more than envelopes.
Best for Spending plans with goals and cash-flow views
WebiOSAndroidSubscription
81.5of 100
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4
Rocket Money
Links bank, card and investment accounts on the free plan, then shows spending trends and recurring subscriptions. Cancellation help is a Premium feature, and the budget is less detailed than a zero-based planner.
Best for People who want to find and cancel unused subscriptions
iOSAndroidWebFree plan, paid upgrades
78.5of 100
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5
EveryDollar
A free version with unlimited categories and a zero-based method for people who want a fixed monthly plan. Bank imports need Premium, and the method is fixed rather than flexible.
Best for Budgeters who want a free zero-based plan
iOSAndroidFree plan, paid upgrades
77.5of 100
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6
Goodbudget
Goodbudget applies envelope budgeting on phones and the web, with a free forever plan capped at 10 regular envelopes. Its automatic bank sync covers only US banks and needs Premium, while Actual Budget is free to run yourself.
Best for Couples and families who budget with envelopes
WebAndroidiOSFree plan, paid upgrades
76.5of 100
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At a glance

Product	Score	Price	Platforms	Self-hosted option	Bank connections	Budgeting method
YNAB	91.0	Subscription	WebiOS, iPadOSAndroid	No	Yes, linked bank accounts	Zero-based envelopes
Monarch Money	88.5	Subscription	WebiOSAndroid	No	Yes, linked bank accounts	Category budgets and forecasts
Simplifi by Quicken	81.5	Subscription	WebiOSAndroid	No	Yes, linked accounts	Spending plan
Rocket Money	78.5	Free plan, paid upgrades	iOSAndroidWeb	No	Yes, checking, savings, cards and investments	Custom monthly budget
EveryDollar	77.5	Free plan, paid upgrades	iOSAndroid	No	Yes, with Premium bank connection	Zero-based budgeting
Goodbudget	76.5	Free plan, paid upgrades	WebAndroidiOS	No	Automatic on Premium, US banks only	Envelope budgeting