Filtered ranking

Best Budgeting Apps for Web in 2026

9 of the 10 budgeting apps ranked on listme.name match: they officially support Web. The order uses the same scores as the full ranking.

9 products ranked Updated October 2026 How we rank Share

The ranking

  1. YNAB

    Zero-based envelope budgeting with bank connections, debt planning and subscription sharing, on web, iOS and Android. It is subscription-only after a 34-day trial, and the method takes time to learn.

    Best for Envelope budgeting with a hands-on plan

    WebiOS, iPadOSAndroidSubscription

  2. Monarch Money

    One list for transactions across accounts, with category budgets, forecasts on Plus and shared access for collaborators. It is a hosted subscription after a 7-day trial, with no free plan and no self-hosted option.

    Best for Household budgets with forecasts and shared access

    WebiOSAndroidSubscription

  3. Actual Budget

    Free, MIT-licensed envelope budgeting app with desktop apps and a server for syncing and bank connections. It needs a server for full sync, and phone use runs through a browser.

    Best for Free self-hosted envelope budgeting

    WindowsmacOSLinuxWebSelf-hostedFree and open sourceOpen source

  4. Copilot Money

    Automatic transaction categorization on iPhone, iPad, Mac and the web, with budgets and net worth in one app. It has no Android app, and the subscription follows a one-month trial.

    Best for Apple users who want automatic categories

    WebiOS, iPadOSmacOSSubscription

  5. Simplifi by Quicken

    A spending plan that updates with transactions, with savings goals, cash-flow projections and a retirement planner. It is a paid subscription with no open-source or self-hosted option, and it suits spending plans more than envelopes.

    Best for Spending plans with goals and cash-flow views

    WebiOSAndroidSubscription

  6. Tiller

    Bank transactions sync into spreadsheets you own, with budgeting and net worth templates you can edit freely. It is a yearly subscription after a trial, and the spreadsheet is the interface, which suits spreadsheet users.

    Best for Spreadsheet users who want automatic bank data

    WebSubscription

  7. Firefly III

    A free, open-source double-entry ledger that you run on your own server with Docker or a self-managed install. It rewards accounting-minded users, but setup, backups and upgrades are the owner's job.

    Best for Self-hosted double-entry bookkeeping

    WebSelf-hostedFree and open sourceOpen source

  8. Rocket Money

    Links bank, card and investment accounts on the free plan, then shows spending trends and recurring subscriptions. Cancellation help is a Premium feature, and the budget is less detailed than a zero-based planner.

    Best for People who want to find and cancel unused subscriptions

    iOSAndroidWebFree plan, paid upgrades

  9. Goodbudget

    Goodbudget applies envelope budgeting on phones and the web, with a free forever plan capped at 10 regular envelopes. Its automatic bank sync covers only US banks and needs Premium, while Actual Budget is free to run yourself.

    Best for Couples and families who budget with envelopes

    WebAndroidiOSFree plan, paid upgrades

At a glance

ProductScorePricePlatformsSelf-hosted optionBank connectionsBudgeting method
YNAB91.0SubscriptionWebiOS, iPadOSAndroidNoYes, linked bank accountsZero-based envelopes
Monarch Money88.5SubscriptionWebiOSAndroidNoYes, linked bank accountsCategory budgets and forecasts
Actual Budget86.0Free and open sourceWindowsmacOSLinuxWebSelf-hostedYesGoCardless or SimpleFINEnvelope budgeting
Copilot Money84.0SubscriptionWebiOS, iPadOSmacOSNoYes, linked accountsCategory budgets with AI tagging
Simplifi by Quicken81.5SubscriptionWebiOSAndroidNoYes, linked accountsSpending plan
Tiller80.0SubscriptionWebNoYes, daily sync to spreadsheetsSpreadsheet templates
Firefly III79.0Free and open sourceWebSelf-hostedYesManual entry and importsDouble-entry ledger
Rocket Money78.5Free plan, paid upgradesiOSAndroidWebNoYes, checking, savings, cards and investmentsCustom monthly budget
Goodbudget76.5Free plan, paid upgradesWebAndroidiOSNoAutomatic on Premium, US banks onlyEnvelope budgeting