Filtered ranking
Best Budgeting Apps for Web in 2026
9 of the 10 budgeting apps ranked on listme.name match: they officially support Web. The order uses the same scores as the full ranking.
The ranking
- 1
YNAB
Zero-based envelope budgeting with bank connections, debt planning and subscription sharing, on web, iOS and Android. It is subscription-only after a 34-day trial, and the method takes time to learn.
Best for Envelope budgeting with a hands-on plan
WebiOS, iPadOSAndroidSubscription
- 2
Monarch Money
One list for transactions across accounts, with category budgets, forecasts on Plus and shared access for collaborators. It is a hosted subscription after a 7-day trial, with no free plan and no self-hosted option.
Best for Household budgets with forecasts and shared access
WebiOSAndroidSubscription
- 3
Actual Budget
Free, MIT-licensed envelope budgeting app with desktop apps and a server for syncing and bank connections. It needs a server for full sync, and phone use runs through a browser.
Best for Free self-hosted envelope budgeting
WindowsmacOSLinuxWebSelf-hostedFree and open sourceOpen source
- 4
Copilot Money
Automatic transaction categorization on iPhone, iPad, Mac and the web, with budgets and net worth in one app. It has no Android app, and the subscription follows a one-month trial.
Best for Apple users who want automatic categories
WebiOS, iPadOSmacOSSubscription
- 5
Simplifi by Quicken
A spending plan that updates with transactions, with savings goals, cash-flow projections and a retirement planner. It is a paid subscription with no open-source or self-hosted option, and it suits spending plans more than envelopes.
Best for Spending plans with goals and cash-flow views
WebiOSAndroidSubscription
- 6
Tiller
Bank transactions sync into spreadsheets you own, with budgeting and net worth templates you can edit freely. It is a yearly subscription after a trial, and the spreadsheet is the interface, which suits spreadsheet users.
Best for Spreadsheet users who want automatic bank data
WebSubscription
- 7
Firefly III
A free, open-source double-entry ledger that you run on your own server with Docker or a self-managed install. It rewards accounting-minded users, but setup, backups and upgrades are the owner's job.
Best for Self-hosted double-entry bookkeeping
WebSelf-hostedFree and open sourceOpen source
- 8
Rocket Money
Links bank, card and investment accounts on the free plan, then shows spending trends and recurring subscriptions. Cancellation help is a Premium feature, and the budget is less detailed than a zero-based planner.
Best for People who want to find and cancel unused subscriptions
iOSAndroidWebFree plan, paid upgrades
- 9
Goodbudget
Goodbudget applies envelope budgeting on phones and the web, with a free forever plan capped at 10 regular envelopes. Its automatic bank sync covers only US banks and needs Premium, while Actual Budget is free to run yourself.
Best for Couples and families who budget with envelopes
WebAndroidiOSFree plan, paid upgrades
At a glance
| Product | Score | Price | Platforms | Self-hosted option | Bank connections | Budgeting method |
|---|---|---|---|---|---|---|
| 91.0 | Subscription | WebiOS, iPadOSAndroid | No | Yes, linked bank accounts | Zero-based envelopes | |
| 88.5 | Subscription | WebiOSAndroid | No | Yes, linked bank accounts | Category budgets and forecasts | |
| 86.0 | Free and open source | WindowsmacOSLinuxWebSelf-hosted | Yes | GoCardless or SimpleFIN | Envelope budgeting | |
| 84.0 | Subscription | WebiOS, iPadOSmacOS | No | Yes, linked accounts | Category budgets with AI tagging | |
| 81.5 | Subscription | WebiOSAndroid | No | Yes, linked accounts | Spending plan | |
| 80.0 | Subscription | Web | No | Yes, daily sync to spreadsheets | Spreadsheet templates | |
| 79.0 | Free and open source | WebSelf-hosted | Yes | Manual entry and imports | Double-entry ledger | |
| 78.5 | Free plan, paid upgrades | iOSAndroidWeb | No | Yes, checking, savings, cards and investments | Custom monthly budget | |
| 76.5 | Free plan, paid upgrades | WebAndroidiOS | No | Automatic on Premium, US banks only | Envelope budgeting |








